General information only. Confirm with the agency for your situation. Spotted something out of date? Email help@unemployed.nz.
Tax code picker
Pick the right tax code for a benefit, one job, two jobs or a job plus a benefit, with student loan variants and when to ask for a tailored code.
Your tax code
M
This is the standard code for your one job.
Do not skip the form.
If you give no tax code, your employer must deduct tax at 45%. Complete an IR330 for each source of income.
SBup to $15,600 a year
Sup to $53,500 a year
SHup to $78,100 a year
STup to $180,000 a year
SAover $180,000 a year
Secondary codes depend on your yearly PAYE income. Tax rates are unchanged from 1 April 2025. If you are unsure, ask IRD on 0800 227 773.
Sources: IRD tax rates for individuals, IRD ACC earners' levy rates, Which code to use