The scams to know
- Task or review scams: you are offered easy online work (liking videos, boosting products, 'optimising apps') and told to deposit money to 'unlock' tasks or buy products yourself, with a promise of repayment. You never get paid.
- Fake recruiters or fake employer pages that harvest your ID, bank and IRD details.
- Advance-fee scams: you are asked to pay for training, a uniform, equipment, a background check or a visa.
- Money-mule scams: you are asked to receive payments into your account and forward them. This may be money laundering.
- Fake cheque scams: you are sent a cheque for equipment and asked to send some back.
- Visa and migration scams: fake job offers to migrants for a fee. Immigration NZ doesn't sell job offers.
- Impersonation: scammers use the name of a real NZ company, with look-alike websites or email addresses.
Red flags checklist
| Red flag | Why |
|---|---|
| They contact you first via WhatsApp, Telegram, text or social media | Real recruiters usually respond to applications or contact via email and LinkedIn with a verifiable profile |
| Pay is unusually high for simple work | Too good to be true |
| Pay in the ad is monthly, daily, after tax, or in USD | NZ ads typically state annual pay before tax, or hourly rate, with hours per week; scam ads often don't follow this format |
| Any upfront payment or 'deposit' (including crypto) | Legitimate employers don't charge you |
| They ask you to buy equipment, then be reimbursed | Classic fake-cheque or refund scam |
| Interview only by chat app, no video or call | No real company hires with no face-to-face contact |
| Requests for passport, bank details or IRD number before a signed offer | Identity theft risk. IRD and bank details are for payroll after you accept |
| Email from a free address (Gmail) or look-alike domain (company-nz.co) | Check the company's official website |
| Urgent pressure to decide | Scammers don't want you to check |
| Typos, vague role descriptions and no company address | Poor professionalism |
How to check a job offer
- Search the company name plus 'scam' and check it on the NZ Companies Office register (companiesoffice.govt.nz).
- Find the company's official website yourself (don't click the link in the message) and ring the number listed there. Ask whether the job and the recruiter exist.
- Look up the recruiter on LinkedIn: how long has the profile existed, and do they have genuine connections and history?
- Check that the email domain matches the official website.
- Never send ID, bank details or IRD numbers until you have a written offer and employment agreement from a verified employer.
- Ask a friend, Work and Income, CAB or Netsafe if you're unsure.
If you've been caught
- Stop all contact and stop sending money.
- Call your bank immediately (the number on the back of your card). Ask them to stop or recall payments and to monitor your accounts.
- Change passwords and turn on two-factor authentication for email and banking.
- If you gave out ID, contact IDCARE (free identity and cyber support, 0800 121 068, weekdays; check idcare.org for hours) and consider an identity alert with a credit-reporting agency.
- Report it to Netsafe (netsafe.org.nz, 0508 638 723, free; office hours with a callback service), to the platform where you saw the ad, and to NZ Police (call 105 or report online at police.govt.nz, choosing the Fraud/Scam/Cyber option; call 111 if someone is in danger). Phishing and online scams can also be reported to the National Cyber Security Centre at ncsc.govt.nz/report. Scamwatch is an Australian service and is not for NZ reports.
- Keep screenshots and messages.
- If you're short of money after a scam, Work and Income may help with urgent costs; call 0800 559 009.
Sources
- Netsafe: Employment scams (opens in a new tab)
- NZ Police: Use 105 (opens in a new tab)
- NCSC: Report an incident (opens in a new tab)
- Kiwibank: Job scams (opens in a new tab)
- Trade Me: Job advertisement scams (opens in a new tab)
General information only. Confirm with the agency for your situation. Spotted something out of date? Email help@unemployed.nz.